More Ways the WIFE Can Save! October 25, 2008

Other than your wife home, your wife care is your biggest yearly expense! So, how can you penny pinch in the personal vehicle department???

1) Although we have finally seen some relief at the pumps, you can continue this relief by skipping the premium gas. Now, if your car specifically states you must use premium than you must use premium. However, lucky for most of us wives, nearly 90% of vehicles on the road can safely use regular gas (which is exactly where you you can find some fuel savings)!

2) As a wife, it is so easy to get busy and brush of little hints that your car could be in need. Don’t ignore the warning lights on your dashboard. If a light comes on, check your car manual, if it is something that needs to be addressed, have it checked by a professional. Doing this early on rather than waiting could save you hundreds and possibly thousands of wife dollars!

3) We wives love a clean and shiny car but those quick drive-thru washes can really add up. How to find and save on these sometimes necessary clean-ups? Check your favorite gas or convenience store. Many of them have car-wash punch vouchers with “buy 10, get one free”. Other stations may offer your discounts for purchases of gas.

4) We know, sometimes we wives can have a heavy foot, but only while wearing adorable cute wife shoes! Another way to save is by driving slower. Driving 10mph over 65 is almost equal to eating up an additional $0.74 per gallon. Yikes! Keeping a soft foot could save you almost $180.00 per year!

Savings for the WIFE! October 22, 2008

Taking a look at the BIG ways you can save is always helpful but, what about the little ways? We wives have many things to uphold…a functioning & clean house, an amazing career and a beautiful body & face. So many of us spend a large portion of our discretionary wife dollars on hair products, make-up, lotions and more! So how can we penny pinch in a department we have so many favorites and “can’t-live-withouts”! Easy!

1) You can save on mascara! Mascara formula’s have very little variation, inexpensive brands do the trick just as well as high-priced brands! My GREAT DEAL WIFE suggestion is Maybeline’s GREAT LASH Mascara, average price of $5.79

 

 

2) Eye Make-Up Remover can easily become pricey (especially the kind from the department stores). A bargain priced Pond’s Cool Classic Cold Cream is one of my favorites! Simply smooth over eyes, wipe with a damp warm cloth and it leaves eyes feeling soothed and refreshed! Even better, it comes to you on a great price of around $4.99.

 

 

3) WATCH the SUNDAY PAPER! You would be so surprised how many coupons you can find in your local Sunday paper, the ads are full of them! $1.00 SAVINGS on foundation, $1.00 SAVINGS on Facewash, $1.00 SAVINGS on Bodywash and more! If you are really good, you will use your coupon when your favorite products are on sale! Even better for the wife, twice the money saved!

 

CHECK out these sites money saving coupons, just click on one! DOVE, OLAY, HERBAL ESSENCE

 

The WIFE can Save! October 21, 2008

This week, the focus is the wife being on a budget and easy, easy ways she can help her household SAVE money! Here are a few simple things you can do!

1) The Cell Phone Bill! Visit with your cellular provider. You will be amazed how much money you can save by just going in and visiting. Do you really need ringback tones? Saved this wife a $1.99 a month. Do you really need all those minutes? This wife saved almost $20.00 a month by cutting back on minutes I wasn’t even coming close to using! After my visit, I saved a total of $33.00 a month (that’s almost $400.00 a year)!

2) The Cable Bill! While having a WIFE Budget meeting at the kitchen table, my husband shared with me our cable bill was reaching nearly $130.00 a MONTH! I nearly fell over and hit my pretty wife head! Action needed to be taken. We cut our plan in half with one phone call. Dropped our channel “package” to a smaller one , took half of the HD channels away and blocked movie rentals!

3) The Heating Bill! For us wives not so lucky to be graced with warm weather every day of the year, the heating bill can quickly pile up! So wives, let’s become the “handyman” in the house and make a few quick fixes to save a bundle on the bill! Idea 1, Block cold winter drafts by using a decorative “door draft stopper”. Idea 2, keep the temperature in your home low (for every degree you lower your thermostat, you can save (on average) an additional 3% on your bill) but, keep an energy-efficient portable space warmer close by you. Use it in the bathroom in the morning or in your living room while watching TV!

The Wife on a Budget…hmmm October 21, 2008

It is true! I have been cut off! My “Starbucks drinking, heavy cell phone using, excessive Dr. Pepper drinking” little cute wife self has been given the words BUDGET and it has yet to settle well. As new wife, we often times are forced to recognize our old habits may no longer fit the habits of a MR. & MRS. long-term planning.

The word “BUDGET” can be scary but when put into perspective, it seems vital. Did you know the number one reason for divorce in this country is because of MONEY! Yes, money! Who would have thought! so this wife is being proactive! Wives let’s take action!

Okay, so let us do some math….let’s say you purchase a “standard” size flavored coffee oh…3 times a week (not every day, a Wife can have control)! Let us say this coffee, on average costs $4.06 (tax included). Now, there are 52 weeks in a year, which means your little wife coffee of $4.06 (only three times a week), has now cost you $633.36 in a years time, YIKES!

So where do you go to budget? Well there are many avenues you can take to manage and save money. My husband and I are taking a class, there are websites with budget forms and many places you can go to get coupons or discounts! However, this is only DAY ONE of WIFE ON A BUDGET! So we will baby step in!